As we continue to watch the drama of this financial crisis unfold before our eyes, many may
wonder if anybody knows what is going on. A study of history may help us understand how we got into
this situation and how we may fall victim again as long we are dependent on the international
bankers to run our financial system.

In the early 1920s Henry Ford brought to America’s attention a plan for world domination in a
four volume set of booklets published by him called "The International Jew". In these
booklets Ford quoted from a document or manual called "The Protocols of the Elders of
Zion". This document was first published in a Russian newspaper in 1903 and a portion
of protocol number 6 reads: "It is essential therefore for us at whatever cost to deprive
them of their land. …This object will be best attained by increasing the burdens upon landed
property – in loading lands with debt…we want is that industry should drain off from the land
both labor and capital and by means of speculation transfer into our hands all the money of the
world."

No one has stepped forward as the "Elders of Zion" and owned up to the document,
however we must look at history and see if "someone" has actually put such a plan in
motion. We also notice that this protocol is in line with the commandments given in the Bible to
Jacob’s children to use debt as a weapon to take over land of other nations. Let’s read Deut.
23:20; "Unto a stranger thou mayest lend upon usury; but unto thy brother thou shalt not
lend upon usury: that the Lord thy God may bless thee in all that thou settest thine hand to in the
land whither thou goest to possess it." And Deut. 15:6 "For the
Lord thy God blesseth thee, as he promised thee: and thou shalt lend unto many nations, but
thou shalt not borrow; and thou shalt reign over many nations, but they shall not reign over
thee."

By definition, lending money with any level of interest charge for its use is usury. Therefore
these scriptures are a command to lend money out to "strangers" (foreigners), charge them
interest and make them put up their land for collateral. If the borrower can not pay then he becomes
the slave to the lender: Prov. 22:7 "The rich ruleth over the poor, and the borrower
is servant to the lender."

Even in the time of Pharaoh, according to the Bible, the Egyptians were taken off their land and
enslaved by one of Jacob’s children, Joseph: Genesis 47:20-23

This policy of depriving the people of their land by loading the land with debt, then herding the
people into cities, has been successfully carried out in modern times, first to the Black people
after slavery and finally to the American people in general. From 1865 to 1910 Blacks had risen from
slavery, where they owned nothing, to acquiring over 16 million acres of land, mostly in the South.
To stem this tide, white merchants loaned seed and supplies at high interest rates (usury) to freed
Blacks. Land was held as collateral and payments were accepted in cotton only. Black farmers were
therefore forced to grow cotton to pay off their debts and had to reduce the production of food for
themselves and the growing black economy developing in small towns and cities in the South.
Increased debt loads plus a rash of lynching over the 30 year period from 1890 to 1920 effectively
drove millions of Blacks off of their land in the South into the ghettoes of the North to work for
the northern industrialists.

However, the Whites who took over the land needed labor which they no longer had or could depend
on. They were encouraged by the government to purchase labor saving equipment and chemicals, but had
to borrow money to move into this new industrialized agriculture. They were also encouraged to
borrow money to buy more land so they could more efficiently utilize the new technologies developed.
This depopulation of the countryside was not happening fast enough. So, in 1962 the Committee for
Economic Development produced what they called "An Adaptive Approach" in which they
stated: "Net migration out of agriculture has been going on for 40 years, and at a rapid rate.
Nevertheless, the movement of people from agriculture has not been fast enough…" This
"adaptive approach" recommended that "agricultural prices be substantially lowered".
Now the farmers were to receive less money for their products while trying to service the debt
on their equipment and land.

Urban America paid little attention to the black farmers in the South or the white farmers in the
Midwest as they cried out for help. However, as the farm land was being loaded with debt and the
children of farmers were being herded into the cities, policies were put in place to carry urban
America down to financial ruin by the same international bankers of whom Henry Ford warned.

In 1913 the US government gave over its right to print money to 12 private banks called the
"Federal Reserve System". Now these banks simply print money, lend it to the government
and other banks at interest. This paper money is not backed by any tangible asset, not gold, not
silver, nothing but "confidence". After the Fed creates this money the first time, they
loan it to other banks who immediately file this "loan" as a deposit and through the ‘net
capital rule’ or ‘fractional-reserve banking’ scheme are able to loan out at first 4, then
later 15, but after 1999, 30 times the value of their deposits held in reserve.

Banks and other financial institutions are allowed to lend money, that they create out of thin
air, then charge compound interest with a demand of real collateral (real estate) from the borrower.
And since outstanding loans are counted as assets on the accounting books of the banks, the stage
was set for the explosion of the level of financial "assets" and the fueling of the
housing bubble of the late 20^th century and early 21^st century.

The money lenders went to the colleges and gave out credit cards, addicting "Generation
X" to buying everything on credit. At the end of the 20^th century predatory lenders
tricked older people into mortgaging the equity in their homes to buy consumer goods. The result, by
2007 the private debt in the US had risen to $41.5 trillion and government debt to $11.4 trillion.

The investment bankers got the working class to invest their retirement money in the stock market
only to see their wealth destroyed by 50% in 2008 alone. Over the last seven years it is estimated
that Americans have lost $13 trillion in personal wealth, greatly increasing their debt to asset
ratio.

The Commodity Futures Modernization Act of 2000 allowed energy traders, including financial
giants, Goldman Sacks and Morgan Stanley, to set up energy exchanges operating outside of any
government regulations that could prevent excessive speculation. Since 2002 oil price speculation by
these same financial giants tripled the price of gasoline to the commuters who depended on their
vehicles to get to work and the truckers who had to burn fuel to make a living. The resulting
reduction in disposable income decreased consumer spending on other goods, dragged down the economy,
deflated housing values in the suburbs, leading to mortgage defaults which precipitated the crisis
in financial markets

In other words, the money lenders put a rope of debt around everybody’s neck then in 2008
kicked the chair from beneath the credit system. The money lenders are now banging on the door of
the Treasury Department demanding their "pound of flesh" before they will allow their
financial system to stabilize. However, it may be a lot tougher for this financial system, run by
the international bankers, to re-establish "confidence" among money lenders because they
broke the commandment of Deut. 23:20 and began to cheat each other and not just the
"strangers".

Henry Ford was not the first one to expose and attack the plans of the international bankers.
2000 years ago a man was born in Palestine named Isa, the Messiah, Son of Mary. However, he was not
accepted by his own Jewish nation as their Messiah. In fact he was turned over to the Roman
authorities at that time to be crucified. What did Isa (called Jesus today) do that so embittered
some of his fellow Jews towards him? According to Mathew 21:12 "And Jesus went into the
temple of God, and cast out all them that sold and bought in the temple, and overthrew the tables of
the moneychangers, and the seats of those that sold doves,…"

Now a moneychanger is not just a merchant but a person who exchanges money, as from one currency
to another. This trade of money changing grew into the modern banking system of Europe.

Therefore Jesus (Isa) was interfering with the "family business" by going against the
Old Testament commandments given to the Children of Jacob to loan money to foreign countries upon
usury which would eventually give the international bankers, superiority over the majority and make
the people a slave to the banking system. Let me give you an example. $100 loaned at 6% compound
interest for 100 years grows into the astronomical sum of $35,000. The present banking system has
been in business for centuries lending money at interest thereby accumulating the wealth of nations
in their vaults.

The holy book of the Muslims, the Holy Qur’an strictly forbids all forms of usury and the early
Christian Church, following the example of Jesus, also forbade usury until John Calvin, a Protestant
reformer, defended usury in the 1500s. Now you may have a better understanding of why the
international bankers hate Islam and why the Muslims have always loved Jesus (Isa, the Messiah, Son
of Mary).

The collapse of this highly leveraged system of legalized usury should give us an opportunity to
explore systems of banking without interest in other parts of the world and develop a financial
system that invests to empower the people, instead of loaning to enslave the people. In the meantime
while the dollar still has some value we should use those dollars to buy tangible productive assets,
like land and equipment, and not intangible financial instruments which we do not understand and
cannot trust. We offer to you the Three Year Economic Savings Program as a tool to help us do for
ourselves and develop a new economic paradigm based on the teachings of the Honorable Elijah
Muhammad under the leadership of the Honorable Minister Louis Farrakhan.